Monaco (MCO) Best world's cryptocurrency card

  • Core Features

    The functionality of Monaco VISA® Card makes it a must-have item not only for every Ether or
    Bitcoin holder, but also for everyone who spends money in foreign currency.

    Core features:
    Spend your Ether or Bitcoin with a physical Monaco VISA® Card, wherever VISA® cards are
    accepted, both online & offline

    Only the exact amount that you spend with your Monaco VISA® Card will be incrementally
    exchanged from ETH/BTC in real-time when you swipe your card, with rest being securely
    stored in your wallet to which only you have access

    Exchange money at perfect interbank exchange rates using Monaco App
    • Enjoy the same perfect interbank rates whenever you spend on Monaco VISA® Card
    • Send money from Monaco App in 23 currencies to 120 countries worldwide for free
    • Sending money between Monaco App users is free & real-time, with the money being
    instantly available for the recipient on their Monaco VISA® Card
    • Customer onboarding can be done entirely via the mobile App – a process taking less than 3

    Monaco VISA® Card

    In order to receive the Monaco VISA® Card, our customers need to download Monaco Android / iOS
    App and go through a simple 3 min onboarding process, including remote KYC. We will issue and
    send the Monaco VISA® cards to customers free of charge. The physical card can be used both for
    online and offline purchases at more than 30m merchants who accept VISA® globally.
    Every time you spend with the Monaco VISA® Card, you will be given perfect interbank exchange
    rates without markups or fees. In practice that means savings of EUR30-40 on every EUR500 spent,
    compared to high street banks.
    You can fund your account with Ether and Bitcoin, instantly and for free. You can also use fiat
    currencies, topping up your account by bank transfer or with a debit/credit card. Finally, you can also
    apply for a credit limit from our App and receive a decision within 48 hours. A top-up credit limit
    effectively turns the Monaco VISA® Debit Card into a credit card, as you will only pay interest on
    amounts of credit that you use, but don’t repay in a timely fashion.
    Spending your ETH/BTC with Monaco VISA® Card is seamless. You keep ETH/BTC balances in
    your wallet, which you can view at any time in the Monaco App. Every time you swipe your Monaco
    VISA® Card, we will only exchange the incremental amount of ETH/BTC that is required to settle the
    fiat currency transaction with VISA®. The rest of your ETH/BTC balances remain in your wallet.
    There are no monthly or annual fees for usage of the Monaco VISA® Card. Access to perfect interbank
    exchange is free. Monaco will not charge fees for global ATM withdrawals within Fair Usage
    Limits. There is a 1% fee for all transactions (swipe and exchange) of ETH/BTC. These earnings will
    accrue in the MCO Smart Contract, the rights to which will be held by community members who
    hold MCO tokens.

    Fund your card with ETH/BTC

    Budget screen

    Fund screen

    You can top-up your card with BTC/ETH and soon other ERC20 tokens. When you swipe the card, we convert an increment of your BTC/ETH/ERC20 tokens on the fly, just enough to settle the VISA® transaction. The rest sits securely in your wallet, potentially appreciating in value.

    ETH-funded Purchase with Monaco

    VISA® Example
    Jenny is a using Monaco Card for her travel expenses. She tops-up her Monaco account with 1 ETH.
    She is in France on holidays and spends EUR 16 on lunch. She swipes the Monaco Card. Monaco
    Card’s server-side processing systems apply perfect interbank exchange rates to calculate that EUR
    16 equals USD 17.7410. Based on the current exchange rate between USD and ETH, provided by the
    highest daily volume exchange, USD 17.7410 is equal to ETH 0.19068368.
    Monaco will pass on the best-available exchange rate between USD & ETH to the users without any
    Monaco will cover the cost of USD & ETH exchange rate (the maker/taker fees traditionally charged
    by cryptocurrency exchanges).
    No fees are applied for exchange between USD & EUR. Users will receive the perfect interbank
    exchange rate without any mark-up.
    This is absolutely the most cost-efficient way to
    spend ETH in the world, avoiding all the bank fees!
    The only fee that is applied is a 1% software license fee that accrues to the MCO Asset Contract
    described in section 1.5. In this case, ETH 0.001906837 will be automatically credited to MCO Asset
    Contract, increasing the value backing MCO tokens.
    Since fees are paid in the token transacted in, the most popular tokens used for transacting will
    accumulate to the distribution contract, helping back the value of MCO.

    Exchange money

    Exchange money at perfect interbank exchange rates using Monaco App. A super easy interface is designed for frequent use.

    Send money

    Sending money between Monaco App users is free & real-time, with the money being instantly available for the recipient on their Monaco VISA® Card.

    Stay secure

    Industry leading card security features available from Monaco App – including card blocking, unblocking, setting up geographical security, online shopping capability and more.


    Customer onboarding can be done entirely via the Monaco App - and takes less than 3 minutes.

    Connect with your money

    Get instant spending notifications, add receipts to your purchases, manage your budget, and more.

    The Monaco VISA® BLACK Card

    Limited Edition Monaco VISA® BLACK Card will be issued to first 999 customers.
    • 001-499 – will be assigned to the top ETH token contributors at closing
    • 500-999 – will be assigned to the fastest contributors based on time stamp
    There will be no Monaco VISA® BLACK Card issued after the initial 999.

    See Contributions

    Start at 18th May, 9:30am UTC

    150,000ETH sale target in total

    Starts 18th May, 9:30am UTC

    Monaco BLACK Card for first 999 Users

    Offering Terms

    Offering Size

    • 150,000 ETH (~$13.5MM)
    • 30% of all tokens to be sold during the launch

    Pricing Mechanism

    • No pre-sale, fair level playing field at Token Sale launch on 18th of May
    • Early buyers discounts on 18th of May at a rate sliding from 150 MCO:1 ETH down to 100 MCO: 1 ETH
    • Every contributor will receive a unique referral link and 5% referral fee for all contributions that we can track & match with this link

    Secure Offer

    • Funds held in TokenMarket Escrow
    • Multi-signature wallet
    • Management Team tokens non-transferable upon completion - locked for 3 months through a smart contract function
    • Legal T&Cs - MCO Creation Terms

    The tokens will be sold at a discount to early buyers at a rate sliding from 150 MCO: 1 ETH down to 100 MCO: 1 ETH. If the cap is reached, we will continue to sell and create MCO for 7 days – this will protect those who wish to participate in the event if all tokens sell out quickly.

    In the scenario where full 150,000ETH is committed, around 17.6 million MCO tokens will be created.

    White Paper:


    Token Sale:

    Social Links:






  • Monaco Card (MCO) Twitter Bounty Program

    Monaco Card Project Starting a Twitter Bounty Participants to Spread the word, Come Join Us help us to Spread the awareness among Social Media and Earn Reward.

    Payment:  (Payment details will be Updated shortly)


    Follow the Official Twitter Handle:

    Fill this form:


    Terms and Rules:

    1: Twitter Account must have Minimum 200 Followers. 2: Twitter account must be original. Fake, dead, inactive and bot accounts will not be accepted. 3: You must be an active and regular twitter users, and must be retweeting Monaco Card’s official tweets and updates. 4: Joining with multiple accounts is not allowed. user found to be using multi accounts, will be blacklisted. 5: Terms and Condition can be changed or more can be applied.

  • Monaco VISA® Card ICO STARTED

    Monaco VISA® Card after being behind the scenes for a long time(1year) to perfect a product it believes will help the crypto community with a cost effective and easier solution to spend their favorite crypto currency has finally arrived, making it a must-have item for every Ether or Bitcoin holder.  The credit card industry has not had full exposure in the cryptosphere and thanks to who have come up with an innovative product in the form of a debit card to bridge the needs of crypto currency users.

    Why would you use the Monaco VISA® Card? Simple, every time you spend with Monaco VISA® Card, you will get to enjoy reasonable interbank exchange rates without markups or fees from them to avoid all the exorbitant bank charges and currency exchanges imposed on us, giving affordable premium services (amazing value), transparency and a peace of mind. This is a must have not only to Ether or Bitcoin holder holders but all cryptocurrency users.

    Other Benefits of using the Monaco VISA® Card? Other than spending your Ether or Bitcoin with a physical Monaco VISA® Card wherever VISA® cards are accepted, both online & offline you will get to enjoy free and instant transfers between Monaco users, with the funds being immediately available to the recipient and accessible with their Monaco VISA® Card and free global transfers in 23 currencies to 120 countries at perfect interbank exchange rates and this best part of this is you have an account opened via mobile app in just under 3 minutes!

    Other Interesting Products? Monaco will be rewarding its early enthusiasts with limited edition Visa cards depending on how much and when you signed up for its product. The Limited edition Mónaco VISA® Blackcards baring numbers from 001 to 999 will only be issued to participants of the MCO Token Sale. Black Cards numbered from 001 to 499 will be assigned to Top ETH Token Contributors.Black numbers numbered 500 to 999 will have to be issued to the fastest payers, based on the date and time of their ETH contribution.

    A Leader board will be available on the Monaco website to show potential Black Card holders and will update automatically in real-time during the MCO Token Sale. Apart from the limited edition design black card holders will enjoy a lifetime and uninterrupted perfect interbank exchange rates and triple free monthly ATM withdrawal limits and with more benefits expected to be rolled out over time.

    Anybody with the highest number of tokens after the ICO will be rewarded with the Monaco VISA® Black Card Number (001) and will receive a bonus of 188,888 Monaco Tokens from the Monaco Founder’s Pool. The 188,888 Bonus Monaco tokens will be readily available to the holder without any sort of lockup period.

    MONACO Token Sale The ICO is ongoing at the moment which started on the 18th of May 2017 and is expected to end on the 18th of JUNE 2017. This is the only Monaco (MCO) token creation event. You can not afford this great token sale.

    Breakdown of the MCO ICO is as follows: 30% — ICO investors 25% — Founders 10% — Expenses such as salaries 5% — Advisors 30% — Special MCO fund

    How collected MCO ICO funds is expected to be Used: 35% — R&D and Product Development 20% — Marketing and Customer Acquisition 15% — Initial Capex, including costs of e-Money licenses 30% — Working Capital

    ********* Finding out more about *********

    Visit Monaco Here →

    Monaco Crowdsale details Here → Download Project Whitepaper here →     Monaco Bitcointalk Thread Here →

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  • Monaco (MCO) Exchange Announcement

    Monaco Coin [MCO] is listed:

    Monaco Coin Dice:

  • Monaco Dev Update — Cryptocurrency in Every Wallet, Part 2

    This week marks a significant step in Monaco’s journey of making cryptocurrency more accessible to the public en mass. A little over 3 weeks ago we unveiled a portfolio of five cards and we are now approaching close to 20,000 reservations. Thank you to all our supporters for making this possible!

    These are the hard stats at time of writing:

    Monaco Card reservations

    Again, a huge thank you to all our supporters for making this possible. If you haven’t reserved yours yet, we encourage you to do so soon as shipping will be done on a first-come first-serve basis. We still have a limited number of our original 999 Obsidian Black cards available — get it via the Monaco App!

    Monaco continues to push forward with a strategy of speedy delivery and user adoption. In our last update we made good on 2 out of 4 milestones for this year. In this one we will update on the remaining, plus a few extra announcements.

    Card scheme approval

    Our card approval program with VISA is going smoothly, however given the changing regulatory landscape things are taking a little longer than we had anticipated. Unfortunately this has forced us to push our timeline back by an extra month while our legal team works hard to finalize these deals. We remain 100% confident so please be patient while we complete this.

    A note on our relationship with VISA:

    As many have figured out already, Monaco is pursuing a more direct route to VISA approval than our competitors — through an associate membership rather than via a 3rd-party card supplier.

    We are doing this because we believe this is what will give Monaco the advantage in an already competitive crypto-payments market.

    • We will have full ownership rights over the issued VISA cards.
    • We will have rights to use the VISA logo in our own branding and on the card itself.
    • We will have a closer relationship with VISA allowing us to more effectively handle customer issues ourselves rather than delegate to others.

    This is the main reason that our card approval has been delayed, but we hope you understand the why the wait is worth it!

    Card Distribution (beta)

    The card roll-out (now slated for late October) will being with an initial invitation-only distribution to a beta test group, consisting of our first 800 card reservations. This will allow us to respond to issues with the card before the 0 day release later this year.

    Hiring, Community

    We have made significant strides in acquiring new team members, and even finalised the lease for a new office space in Hong Kong (we move on October 25 and will be sharing photos then!). We are going to be doing a proper announcement of our new employees over the next couple of weeks (their start dates are not till at least mid-November) but we can confirm now that we have hired two new engineers.

    Please note; it is worth mentioning that we will be moving off of Slack next week due to the constant spam from scammers using Slackbot and direct messaging. We apologise for any inconvenience caused, and will be moving over to a new platform more suited to our use-case by Monday.

    More updates on Monaco App to follow next week! Stay tuned.

    Kris Marszalek Co-founder & CEO Monaco

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