PayPie - World’s FirstCredit Risk AssessmentBased on Blockchain Accounting

  • PayPie platform brings ultimate trust and transparency to the financial markets by introducing the world’s first risk score algorithm based on decentralized accounting.

    PayPie is aimed at revolutionizing the way accounting need to be done by small and medium size businesses in 21st century. Instead of keeping separate records in different accounting software, companies can write their transactions directly into a joint register on blockchain, thus creating an interlocking system of ensuring accounting records. This “Single Ledger” will enable live financial audits, end duplicate tasks, speed up credit approvals, fight fraud, and improve the overall credit scoring process for SMEs by disrupting business accounting landscape. Ethereumblockchainpowered smart contracts will automate the process of issuing a purchase order, invoice, delivery of goods and the payment without the need of any trusted intermediary. Thanks to its transparent properties, we now have strong authentication, immutability, verifiability, reputation and transparency for all business transactions.

    PayPieRisk Algorithm

    • Improve lending by providing historical transactional and financial data along with credit rating powered by blockchain
    • Better access to the capital:SMEs get immediate access to liquidity by selling their invoices to the PayPie platform
    • Invoice financing marketplace:Open the door for individuals, lenders, investors, invoice factoring companies, banks, or other financial institutions to provide liquidity to SMEs. Build better Decentralized Trust and Transparency Rating (DTTR) for future.

    Decentralized Single Ledger

    • Automated Audits:Audits will be much more analytical, at least semi-automated, and even continuous
    • No re-keying of data: Eliminate duplicate invoice financing, automatic distributed reconciliation of financial records
    • Use of Smart Contracts: Supply chain process can be fully automated, tracking ownership of assets, automated seamless regulatory and compliance documentation
    • No Transaction Fees World: PayPieecosystem can move money among businesses without involving providers like Stripe using internal stable tokens pegged 1:1 against major currencies and balances tracked on the single ledger

    Why PayPie

    An outlook of the market opportunity

    The Market

    Risk score analysis is at the core of most major industries within the financial sector, such as financing, compliance, auditing, credit insurance, and review. The market is enormous and nearly all SMEs undergo through a risk score check at a given time.

    The Challenge

    Despite being vast, the risk score market for business is permeated with discrepancies and inconsistencies that create a challenge for the third parties vetting them. Fraud and data manipulation are between the main symptoms of that panorama.

    The Solution

    Enter PayPie. PayPie will bring the definitive answer to the unreliability of this fractured system with its unique risk algorithm. This algorithm is based on blockchain triple-entry accounting, which guarantees that the risk score is accurate and fraud-proof.


    PayPie is the definitive decentralized accounting platform for reliable risk score analysis.

    The opportunities generated for the financial market are endless. From unbiased data to credible investments, from reliable risk score checks to encrypted security, an array of new possibilities will be introduced.

    For More Details Read White Papers:









    PayPie Single Ledger



    Blockchain Technology

    PayPie is powered by Ethereum blockchain to create a decentralized public ledger that guarantees the authenticity of all past, present and future transactions on the platform.

    Triple-Entry Accounting

    The platform will provide a new single ledger on the blockchain to create a solution that cryptographically seal all accounting entries and overcome shortcomings of the double-entry accounting.

    Risk Score Algorithm

    As PayPie’s powertrain, the algorithm feeds reliable financial data from businesses and third party applications to marketplace players through the blockchain.

    Rest Api

    Time Line:

    PayPiePlatform Token (PPP)

    PayPiewill utilize a token called PayPiePlatform Token (PPP) to access certain services on the platform. All contributors will be eligible to receive PPP tokens by participating in our crowdfunding campaign planned for Oct-Nov, 2017.
    Token Supply: : 110,000,000 PPP tokens are available for distribution. Only 82,500,000 PPP are for sale to contributors. Rest 27,500,000 are for the team, advisors, bounties etc.
    Additional 55,000,000 PPP tokens will be generated and kept as reserve for one year solely to develop partnerships and future acquisitions to become a dominant market leader.
    Price per token: 1 PPP = 0.0011 ETH



    Pitch Deck:






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