Rubius: Blockchain Software Company

  • Introduction

    Blockchain and Smart Contracts open many doors to new decentralized businesses and eliminates the need for expensive third parties. Many new companies are now working on this technology, and large companies are testing it in closed networks to collaborate directly with each other without the need for intermediaries.

    For that reason, there is a lot of projects that are starting to use this new technology. However, not all of them are worth it. We have to read well what each project is dedicated to, what is its whitepaper, its qualified advisors, etc. As I said, blockchain technology has gained popularity due to the hype about cryptocurrencies which has shaken many startups to launch their own cryptocurrencies even without convincing fundamentals. This trend has emerged because new entrants have been more agile in adopting emerging technologies compared to incumbents who are hampered by legacy systems. However, this competitiveness and this advantage enjoyed by the new players may be short-lived, as no economies of scale are taken into account.

    Even though, the massive adoption of cryptocurrency has not yet occurred due to two problems: the extreme volatility of the cryptography market and the lack of high-quality software. None of the crypto-wallets are designed as user-friendly payment applications for the consumer. Instead, they are all low-quality products developed exclusively for your ICO, and most likely you will never see a single update or improvement.

    For this reason, the project I am going to present you is Rubius, a fintech software start-up who plans to develop consumer-facing financial software that will utilize cryptocurrency and blockchain technology.

    Video Presentation


    As I said, Rubius (RUBY) ( is a fintech software company based on a blockchain technology that plans to grow into a futuristic banking institution. The company focuses on the creation of high-quality products, services and solutions in cryptocurrency.

    All of its products are driven by the Rubius protocol, a chip-based payment network that operates in the Ethereum blockchain. At the heart of the Rubius protocol is the cryptocurrency called RUBY, which are the ERC20 coins that are offered in the ICO.


    The main objective of Rubius is to advance in the blockchain industry and make cryptocurrency more accessible through the development of simple blockchain software for the consumer. Therefore, the main mission is to provide the entire world with access to banking and financial services through its software products.

    The Rubius ecosystem consists of a smartphone application called Aryl, a web-based exchange called Rubiex, Rubius coins and other products.
    On the one hand, Aryl is an open source Ethereum portfolio and a payment platform very similar to PayPal's Venmo application, although it will have the added benefit of storage and commerce in cryptocurrency. It will make the acquisition and use of cryptocurrency easier, and will protect people's money from the risks of unstable cryptographic markets by using its Volatility Shield feature. Its main purpose is to make cryptocurrency and blockchain technology more accessible, user-friendly and risk-free.
    Within Aryl, users can access their decentralized Ethereum portfolios, which support thousands of cryptocurrencies. Users will also have the possibility to access a centralized crypto exchange, Rubiex, a web-based cryptocurrency exchange that will house hundreds of currencies and tokens such as bitcoin (BTC), Ethereum (ETH), Ripple (XRP), etc. By registering with Rubiex, users can buy, sell and exchange selected cryptocurrencies directly from the Aryl application. The Rubiex control panel will also be used for the Volatility Shield function.



    >td >Social payments>td >Ready for adoption

    Minimized Volatility
    Easily send and receive criptocurrency with Aryl's intuitive payment service.
    Maximum benefits
    User errors represent 95% of the lost cryptocurrency. The ease of use of Rubius welcomes all audiences, not just technology experts.


    The project gives the opportunity to earn Rubius tokens performing some social media tasks and doing simple steps from the bounty program explained into the Bitcointalk Webpage. Here ( you can access the link in order to see what are the conditions to become an early RUBYcontributor and start acquiring tokens.

    Doesn't that sound interesting? If you are interested in this airdrop or basically in the ICO, you can read their Whitepaper here ( You can also read their ANN thread here ( or stay tuned in their official Telegram group ( I hope you liked the post and soon I'll send you new ones.

    Token details

    The cryptocurrency are called RUBY tokens, ERC20 that have immediate utility. RUBY coins are a standalone digital currency supported by the Ethereum platform and all RUBY transactions will be processed by the Ethereum virtual machine (EVM). The EVM guarantees transparency by verifying, recording and publishing all transactional data. The use of RUBY coins as a pair of transactions reduces commissions by 50%, and is the default payment method in the Aryl application.

    Token: RUBY
    Platform: Ethereum
    Type: ERC20
    Price in ICO: 1 ETH = 7,000 RUBY
    Tokens for sale: 210,000,000

    Token DistributionToken Allocation


    >td >February 7, 2018

    December 2017
    Rubius Inc was incorporated.
    March 2018Recruited team & wrote whitepaper.
    April 2018Created Aryl UI Mockups.
    Q2 2018Developed Aryl Prototype / MVP.
    Q3 2018Rubius Fundraising / ICO.
    Q4 2018Launched Aryl & Rubiex platforms.
    Q1 2019Smart Escrow and Smart Loan added to Aryl.
    Q2 2019Registered Rubius as broker-dealer.
    Q3 2019Added stocks, ETFs, and other tradable assets to Rubiex.
    Q4 2019Registered for additional banking services.
    Q1 2020Marketed banking services internationally.
    Q2 2020Developed POS Software.
    Q3 2020Developed Payment Gateway Software.
    Q4 2020Marketed merchant services worldwide.
    Q1 2021Rebrand and remarket any needed products.
    Q2 2021Developed decentralized social media platform.
    Q3 2021Recruit substantial blockchain R&D team.
    Q4 2021Continue blockchain experiments & research.



    Author Details

    Email: [email protected]

    Telegram username: @clauming;u=1870482

    Ethereum address: 0xC6AB45541006D53D31E25b41c7d245c5Ad99BF71

  • How the Crisis of 2008 Inspired the FinTech Startup: Rubius Inc.

    Rubius Inc.’s goal is to create a New World Bank and a better banking system using blockchain, cryptocurrency, digital wallets, and other innovative technologies. Interestingly, the financial crisis of 2008 inspired founder Joseph Rubin to start Rubius.

    Rubin had a front-row seat to the crisis because his father worked in the finance industry. Like many Americans, Rubin saw his family lose a lot of money because of fraudulent practices at the big banks.

    In an interview with a New York Times reporter, Rubin explained that “we had the financial crisis of 2007–2008, and then one year later Bitcoin was invented. Bitcoin didn’t emerge in 2009 out of coincidence. It was born out of necessity.”

    The goal at Rubius is to make Rubin’s vision a reality. They want to bring secure, fast, and transparent financial services to the people of the world in the same way Amazon brings eCommerce to your doorstep. Rubin‘s dream is vast, therefore achieving it will take decades and require a lot of blood, sweat, and tears.

    Read full text here:

Looks like your connection to Cryptocentral was lost, please wait while we try to reconnect.