MOBU - Security Token Protocol and Licensed STO Exchange
MOBU – USING DISTRIBUTED LEDGER TECHNOLOGYTO INCREASE LIQUIDITY IN CAPITAL MARKETS
How it works
Click on the play button to see a video explaining how MOBU works.
MOBU is vertically integrating all major financial services under one roof:
- MOBU supports companies that want to raise capital like an investment bank
- MOBU provides secondary trading like a stock exchange
- MOBU provides retail brokerage and banking solution to everyday investors
ALL on the blockchain to ensure more automation and less middlemen to support Corporate efficiency!
WHY SECURITY TOKENS INSTEAD OF CONVENTIONAL SHARES?
As the cryptocurrency market evolves, the global adoption of STO
fundraising structures has led to an explosion of new capital formation
that has outpaced both the seed and venture capital investment markets.
However, approximately 98% of these STO's launched security tokens. The
securities market is a multi-trillion-dollar arena which remains
virtually untouched in the blockchain space. We know that a security
token start-up can be a legal, technical and regulatory nightmare. MOBU
is a decentralised organised all-in-one platform to launch validated
security tokens. Security tokens improve traditional financial products
in a number of ways:
Fees are lower
The total costs of
launching successful STO's are a lot more cost effective in raising
funds than IPOs. Most IPO costs originate from payments owed to
middlemen like bank institutions. Security Tokens remove the need for
most bankers which lower fees while smart contracts may decrease the
reliance on lawyers in future. Smart contracts decrease the complexity,
costs and paperwork with managing securities (collecting signatures,
wiring of funds, mailing of distribution checks, etc.).
By removing the middlemen from investment transactions issuers are able
to conclude quicker timelines to successfully offer their security.
Instant and prompt trade settlement on the secondary market for Security
Tokens will become an attractive advantage for issuers and investors as
Exposure to the free market
It is challenging
for investors in Asia to invest in private US companies or real estate.
Therefore, most investment transactions today lack exposure to a global
investor base. With Security Tokens, asset owners simply market their
deals to anyone with an internet connection. This free market exposure
will lead to a notable reform in asset valuations since any asset that
is not exposed to a free market is inaccurately priced.
Investor base is larger
STO's now raise more capital than IPOs. The potential investor base is
drastically increased when asset owners can present deals to anyone with
an internet connection. It is obvious that asset owners prefer to show
his/her investment opportunity to every potential investor in the world
and not be restricted to only US accredited investors and institutions.
Competition is healthy and beneficial for financial markets on
Service functions are automated
Security Tokens, issuers will start to use smart contracts to automate
the service provider function through software. In most transactions
lawyers are less middlemen and more service providers. This does not
necessarily indicate that lawyers will cease to exist, but rather that
their function will be more advisory based.
Decreased manipulation by financial institutions
The likelihood for corruption and manipulation by financial
institutions is decreased if those institutions are removed from the
investment transaction process.
The MOBU HOLDING COMPANY owns the following
1. Digital securities issuance platform and unique STO protocol standard
2. MOBU Initiatives – subsidiary companies including a game farm (impact
investing), fuel station and forex trading company. Their rights to ownership and
dividends will be represented by digital securities to boost adoption and
platform usage. MOBU will own a minimum of 20% of each company. MOBU will
be profitable from day one.
3. 15% Equity stake in Equity Express, a licensed operational stock exchange
of which the current CEO expects a turnover of 500m ZAR in 2019 alone. Other
shareholders include prominent listed companies like Investec Private Bank,
Peresec, Lagae securities and the largest family office advisory group of South
Africa. Application to list bonds and debt notes is currently under review by the
4. MOBU will be the 100% sole broker for all digital securities, owning an FSP
1 license in South Africa.
5. MOBU confirmed issuers. MOBU already have some of the most influential
individuals in Africa as clients and will obtain up to 5% equity in their businesses.
6. 100% of Mobu Cash, a Singapore based payment company to provide
crypto- fiat, fiat-crypto and fiat accounts in up to 21 currencies in addition to debit
cards accepted world-wide.
What do you actually get when buying a MOBU digital security?
Each MOBU digital security represents a physical right to ownership, dividends
and rights to assets in case of liquidation of the holding company as any
conventional share just with the new age benefits of digital securities! The
MOBU digital security will power the issuance platform, digital securities
exchange and e-money crypto payment solution.
Revenue and Sustainability
will take 1% of all STO`s using the MOBU protocol and take a small
percentage of the marketplace between service providers. MOBU will charge
listing fees for security tokens on the exchange as well as transaction fees.
Service providers in the ecosystem needs to stake MOBU tokens to receive
the right to operate and generate revenue which will effectively lower the
supply and increase the price of MOBU tokens as well.
Dividend policy and voting rights
MOBU token holders can obtain voting rights by owning 5% of MOBU digital
securities in circulation. MOBU will declare an annual dividend to additionally
MOBU is the leading ecosystem for digital securities and can be seen as the
Goldman Sachs of Blockchain
MOBU Abstract Smart Contract
Real businesses wishing to raise capital by issuing security tokens will build their
STO’s on the MOBU platform. MOBU creates an abstract smart contract from which
all STO’s will be extended. The MOBU abstract smart contract will contain the code
that is required by the STO’s to conform to the MOBU ERC20 platform and the MOB20
standard in order to adapt to the ideas and requirements of MOBU.
Smart Contract Interfaces
By means of smart contract interfaces STO’s will be enforced to conform to certain
functionality requirements of MOBU. MOBU will be able to validate whether the
interface has indeed been implemented.
The Crowdsale will be hosted by Cryptob2b.io by Dmitrii Borodin from the ICOrating
team. The ICOrating team adds much value to the security of project sites for the
whole period of the STO by offering the following services and solutions to potential
Isolation of hosting from other components of the client company.
Shadow copy of the site and constant monitoring of the immutability of the
A personal algorithm of protection against the substitution of payment details is
written for each customer by analogy with the “secret launch” of the engine in
System administrators check the STO client’s site for standard threats and server
Individual methods used for monitoring the site and blocking its work in case of